Harrington, Scott E.

Risk management and insurance. / Scott E.Harrington, Gregory R. Niehaus. - 2nd ed. - New York: McGraw-Hill, 2004. - xxiv, 672p. : 25cm.

Includes index

Contents: Risk and its risk management -- Objective of risk management -- Risk identification and measurement -- Pooling arrangements and diversification of risk -- Insurer ownership, financial and operational structure -- Insurance regulation -- Insolvencies, solvency ratings and solvency regulation -- Insurance pricing -- Risk aversion and risk management by individuals and corporations -- Insurability of risk, contractual provisions and legal doctrines -- Loss control -- Legal liability for injuries -- Automobile insurance -- Homeowners insurance -- Life insurance and annuities -- Employee benefits: overview and group medical coverage -- Retirement plans -- Workers' compensation and employee injuries -- Social security -- Risk management and shareholder wealth -- Tax, regulatory and accounting factors affecting corporate risk management -- Risk retention/ reduction decisions -- Commercial insurance contracts -- Hedging with derivative contracts -- Alternative risk transfer -- Analysis tools used in corporate risk management -- Enterprise risk management: a case study -- Corporate liability to customers, third parties and shareholders -- Issues in liability risk and its management --

Including some institutional information, this book emphasizes an analytical approach. It focuses on the management of risk by organizations. Because of the reliance on analytical methods, it is suitable for the advanced undergraduate - or introductory graduate-level courses

9780071232449 0071232443


Insurance--Risk (Insurance)
Risk management
Business insurance.

HG8054.5.H37